Auto Insurance

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Protect What Moves You

Driving in Florida means dealing with everything from traffic to tropical weather. That's why having the right auto insurance matters. We help drivers across Florida find affordable, reliable coverage that fits their lifestyle, vehicle, and driving habits-without the upsell or fine print.

What's Typically Covered

A standard auto insurance policy can include:

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Liability Coverage 

Covers damage or injuries you cause to others

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Collision Coverage

Pays to repair or replace your vehicle after a crash

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Comprehensive Coverage

Covers damage from theft, vandalism, weather, or falling objects

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Medical Payments or PIP

Helps cover medical costs for you and your passengers

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Uninsured/Underinsured Motorist Coverage

Steps in if the other driver doesn't have enough insurance

Coverage requirements vary by state-our team will help you meet Florida's minimums and build from there.

Customize Your Policy

Looking for more protection or better peace of mind? Add-ons and upgrades include:

  • Roadside Assistance

  • Rental Car Reimbursement

  • Glass Repair Coverage

  • New Car Replacement

  • Gap Insurance
    Covers the difference between what you owe and what your car is worth
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Why Florida Drivers Work With Us

01

Local Knowledge

We know Florida roads-and Florida laws.

02

Competitive Rates

As an independent agency, we shop with top carriers to find strong coverage at fair prices.

03

Real Support When You Need It

We'll help you through the claims process, explain your coverage clearly, and stay in touch long after you sign.

FAQs About Auto Insurance in Florida

  • Is auto insurance required in Florida?

    Yes. Florida drivers must carry at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL).

  • Can I get coverage if I have a less-than-perfect driving record?

    Yes-we work with drivers of all backgrounds and shop multiple carriers to find options that match your situation.

  • Does my auto policy cover rental cars?

    Some policies include rental reimbursement or transfer to rentals. We'll help you confirm what's covered.

  • Can I save money by bundling home and auto insurance?

     Usually, yes. Bundling is one of the easiest ways to get a better rate and simplify your coverage.

  • What's the difference between comprehensive and collision coverage?

    Collision covers damage from an accident; comprehensive covers damage from theft, storms, vandalism, and other non-crash events.

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Let's Get You on the Road with Confidence

Whether you drive a compact, SUV, or classic car, we'll help you protect it. Reach out today for a quote that fits your needs-and your budget.