Recreational Vehicle Insurance

A man and a little girl are playing with a cardboard house.
A black and white drawing of a rv on a white background.

Coverage for Wherever the Road Takes You

Whether you're a weekend camper or a full-time traveler, RV insurance helps protect your vehicle, your belongings, and your freedom to roam. We offer flexible coverage options for motorhomes, travel trailers, fifth wheels, and camper vans-all designed for life on the road in Florida and beyond.

What's Typically Covered

A standard RV insurance policy may include:

A black check mark in a square on a white background.

Liability Coverage 

Covers injury or damage you cause to others

A black check mark in a square on a white background.

Collision Coverage

Helps pay for damage to your RV after an accident

A black check mark in a square on a white background.

Comprehensive Coverage

Covers non-collision events like fire, theft, vandalism, or storm damage

A black check mark in a square on a white background.

Vacation Liability

Protection while the RV is parked and used as a residence

A black check mark in a square on a white background.

Personal Belongings Coverage

Helps replace clothing, electronics, and other personal items inside the RV

Some coverage overlaps with auto and homeowners-but RV insurance is built specifically for how you use your vehicle.

Popular RV Add-Ons in Florida

  • Roadside Assistance
    Flat tire, lockout, or breakdown help wherever you travel

  • Full Timer's Coverage
    Extra protection if your RV is your primary residence

  • Emergency Expenses
    Helps cover food and lodging if your RV is disabled far from home

  • Awning & Accessory Coverage - Protects slide-outs, satellite systems, and more
A man and a little girl are playing with a cardboard house.

Why Florida RV Owners Work With Us

01

Built for the Way You Travel

We offer RV-specific policies from trusted carriers-not just auto insurance with extras.

02

Florida-Ready Coverage

We understand the risks of storms, flooding, and heavy traffic-and help you prepare for them.

03

Easy Help on the Road or at Home

Whether you're parked in a campground or on I-75, our team's ready to help if something goes wrong.

FAQs About RV Insurance in Florida

  • Is RV insurance required in Florida?

    Yes-for motorized RVs. Liability insurance is required just like with any other vehicle. Towable RVs don't need separate liability but should still be insured for damage and contents.

  • Can I insure a travel trailer, fifth wheel, or pop-up camper?

    Absolutely. We offer coverage for all types of RVs-whether they're motorized or towable.

  • Does RV insurance cover personal belongings inside the RV?

    Yes, if you include personal effects coverage. It helps protect electronics, clothing, gear, and more while you're on the road.

  • What is full timer's coverage?

    It's a special type of protection for RV owners who use their rig as a primary residence, similar to a homeowners policy for your RV.

  • Can I pause my RV insurance when I'm not using it?

    Some carriers offer flexible options for part-time travelers. We'll help you explore seasonal or storage coverage that keeps costs low when the RV is parked.

A car is driving down a road in the rear view mirror.

Let's Get You Rolling with Confidence

Whether you're exploring Florida's state parks or heading across the country, we'll help protect your RV and everything in it.