Commercial Property Insurance

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Protect Your Business from the Ground Up

From equipment and inventory to signage and furniture-your physical assets keep your business running. Commercial property insurance helps repair or replace them after a fire, storm, theft, or other covered event. Whether you own a storefront, office, or lease space, we'll help protect what you've built.

What's Typically Covered

Commercial property insurance can include:

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Building Coverage

Protects the structure you own or lease

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Business Personal Property

Covers equipment, inventory, furniture, and supplies

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Loss of Income

Helps replace lost revenue if your building becomes unusable

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Storm, Fire & Theft Protection

Covers physical damage from common risks

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Exterior Fixtures

Signage, fencing, landscaping, and more

We'll tailor the policy based on your building type, location, and the assets you rely on.

Coverage Available for Many Florida Businesses

We provide property coverage for:

  • Office spaces & medical practices
  • Retail shops & salons
  • Restaurants & food service businesses
  • Warehouses & light manufacturing
  • Strip malls & multi-tenant buildings

If you lease, own, or operate a space with physical assets-you need this protection.

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Why Florida Business Owners Work with Us

01

Coverage for Weather & Water Risks

We help you plan for Florida's storms, humidity, and flood zones.

02

Fast Quotes from Trusted Carriers

We compare multiple insurers to find strong coverage and fair pricing.

03

Easy-to-Understand Help

We explain the fine print so you know exactly what's protected-and what's not.

FAQs About Commercial Property Insurance in Florida

  • Is commercial property insurance required in Florida?

    It's not required by law, but most landlords and lenders require proof before you lease or finance a space.

  • What types of property are covered?

    Your building (if owned), equipment, inventory, signage, furnishings, and fixtures are typically covered.

  • Does this cover flood or hurricane damage?

    Storm damage is usually covered-but flood damage is not. We can help you add a separate flood policy if needed.

  • What if I rent my business space?

    You can still get property coverage for what's inside your space-like furniture, tools, and inventory.

  • Can I combine this with other business coverages?

    Yes-many business owners combine it with general liability in a Business Owner Policy (BOP) to save time and money.

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Protect Your Business Property with Confidence

Let's build a policy that fits your location, industry, and budget-so your business can keep moving forward, even when the unexpected happens.