Event Insurance

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Coverage for the Unexpected on Your Big Day

Weddings, festivals, fundraisers, and corporate events all take planning-and risk. Event insurance helps protect you from cancellations, property damage, and liability claims that could otherwise turn a celebration into a costly problem. We help Florida hosts, planners, and vendors get the peace of mind they need-whether the event is on the beach, at a venue, or under a tent.

What's Typically Covered

Most event insurance policies offer:

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General Liability

Protects against third-party injury or property damage

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Venue Damage

Covers accidental damage to rented spaces

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Liquor Liability

Covers alcohol-related claims if you're serving drinks

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Cancellation or Postponement 

Helps recover lost deposits and expenses due to covered interruptions

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Vendor No-Shows or Issues

Optional coverage for key service disruptions

Coverage can be tailored for one-time events or ongoing needs if you plan multiple functions.

Who Needs Event Insurance?

This coverage is a smart choice for:

  • Couples planning weddings or receptions
  • Event planners or coordinators
  • Nonprofits hosting galas or fundraisers
  • Corporate events, expos, or conferences
  • Festivals, markets, or community events
  • Birthday parties, reunions, or private celebrations

If you're renting space, hiring vendors, or bringing people together-event insurance helps cover what you can't control.

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Why Choose Insured Choice for Event Coverage

01

Quick, One-Time Policies

Need coverage for this weekend? We'll help you get it fast-no long-term commitment required.

02

Venue-Approved Options

We work with carriers familiar with Florida venues and can provide the proof of insurance you'll likely need.

03

Affordable for Any Budget

Even small events can be protected. We'll match coverage to your risk-not upsell you on extras.

FAQs About Event Insurance in Florida

  • Is event insurance required by law?

    No, but many venues require liability coverage before you sign a rental contract.

  • Does it cover weather-related cancellations?

    Sometimes. It depends on the policy and whether the event is outdoors. We'll help you explore that option.

  • Can I add liquor liability if I'm serving alcohol?

    Yes-many one-day policies offer liquor liability as an add-on, whether you're hosting or hiring a bartender.

  • Is it only for weddings and large events?

    Not at all. Birthday parties, baby showers, and retirement events can all benefit from coverage.

  • How far in advance should I buy it?

    We recommend at least 30 days out, but some policies can be issued within 24 hours of your event.

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Keep the Celebration Going, No Matter What

We'll help you plan for the best-and prepare for the unexpected. Let's build a policy that covers your next big moment.